BBVA Insurance More Health

 In medical matters, get in good hands with the BBVA Health Insurance .

  • Access to the medical staff of Sanitas. More than 40,000 professionals in more than 1,200 medical centers.

  • If you already have your BBVA Insurance, manage your policy and access other services through the BBVA Health app or the Mi Sanitas-BBVA Salud website .

  • Including it in Plan EstarSeguro you can save on the receipt of your BBVA insurance.

What is the BBVA Plus Salud Insurance?

What is the BBVA Plus Salud Insurance?

It is a private medical insurance that offers coverage throughout the national territory and puts at your disposal more than 40,000 professionals and more than 1,200 medical centers in Sanitas.

Who is it for?

It is aimed at people up to 75 years old. who seek medical insurance that provides quality, convenience and speed.

Which are your principal characteristics?

Which are your principal characteristics?

  • You can choose between 2 types of health insurance according to your needs:
  • BBVA More Essential Health : It is a modality with the same coverage as BBVA Más Salud, but with a lower fee and a higher amount of co-payments, so that you pay only for what you use.
  • BBVA More Health. is the average mode, which allows you to customize the basic coverages according to your needs. You can contract it with or without co-payments (!) :
  • With co-payments: In which you will not pay anything for the first 6 annual medical services.
  • No copayments: Aimed at people who do not wish to make any additional payment for the use of medical services.
  • The insurance premium is annual, but the fee is paid monthly.
  • Including it in Plan EstarSeguro you can save on the receipt of your BBVA insurance.
  • The insurance is renewable annually.
Copayment 2018 More Health with co-payments Copayment 2018 More Essential Health with co-payments
From 0 to 6 services € 0 From 0 to 3 services € 4
From 7 to 10 services € 4 From 4 to 10 services € 7
From 11 to 15 services € 7 From 11 to 15 services € 10
More than 15 services € 10 More than 15 services € 15

 

Single co-payment for high-frequency services More Health with co-payments (i) More Essential Health
10 physiotherapy sessions € 12 € 20
30 days of oxygen therapy € 12 € 20
30 days for BPAP and CPAC € 12 € 20
15 days for spray € 12 € 20
15 sessions of ventiloterapia € 12 € 20
Preparation for Childbirth € 12 € 20
Delivery or cesarean section € 12 € 20
Complex diagnostic tests   € 12
Complex therapeutic methods   € 12
Emergency   € 8
Dental   € 3

 

What requirements are necessary?

What requirements are necessary?

You must fill out a simple medical questionnaire and, if necessary, we will make a medical survey by phone or a medical examination.

To contract it, you must be between 0 and 75 years old . There is no maximum age to finalize the insurance.

() Glossary

Copay : is a system by which the user pays an amount established in the policy each time he uses a medical service in general, contained in the insurance policy.

The coverages included in each modality are:

 

Basic coverages BBVA Modality More Essential Health
BBVA Modality More Health (with or without co-payments)
Primary medicine Yes
Medical specialties (gynecology, pediatrics, cardiology …) Yes
Diagnostic tests (clinical analysis, x-rays, ultrasound, magnetic resonance, etc.) Yes
Monitoring of pregnancy and childbirth Yes
Surgical interventions Yes

Hospitalization

Yes
Therapeutic methods (oncology, radiotherapy, physiotherapy …) Yes
Second medical opinion Included Yes

  

Other coverages BBVA Modality More Essential Health
BBVA Modality More Health (with or without co-payments)
Dental Dental 21 (¡)
University of Navarra Clinic (¡) Optional (from € 16 / month per insured)
Assistance in the United States Optional
Prosthesis Yes (without limit)
Emergencies abroad Yes (limit € 12,000 / person)
Chiropody 6 sessions
Psychology 15 sessions
Logofoniatría Included Yes
Prevention programs Yes
Telephone emergencies 24h Yes

  

Shortcomings (!) BBVA Modality More Essential Health
BBVA Modality More Health (with or without co-payments)
Outpatient surgical interventions 3 months
High technology diagnostic tests 6 months
Psychology 6 months
Delivery or cesarean section 8 months
Complex therapeutic methods 10 months
Tubal ligation and vasectomy 10 months
Non-ambulatory surgical interventions and hospitalization 10 months

  

Contracting rules Modality More Essential Health Modality More Health
Copayments (i) Yes Optional

 

() Glossary

Copay : is a system by which the user pays an amount established in the policy each time he uses a medical service in general, contained in the insurance policy.

Dental 21 : is a dental insurance that allows you to access a wide range of dental services and enjoy franchised coverage with special prices.

Deficiency period : time that elapses between the insurance registration date and the possibility of requesting certain assistance services or coverages.

Clínica Universidad de Navarra : expand your medical picture and access this prestigious clinic in its offices in Pamplona or Madrid. Recruitment is available for insured persons with habitual domicile throughout Spain, except La Rioja, Navarra and Cantabria. The services and specialties contracted in the main health care policy are included, as long as the Clínica Universidad de Navarra offers them within the specialties agreed upon with Sanitas. It is necessary to carry out a health questionnaire to contract this supplement and the grace periods established in the General Condition of the main policy for which it is contracted will apply.

If you are already a BBVA Health Insurance client, you can manage your policy, your medical information, your appointments …

  • Download the BBVA Salud app and discover everything you can do wherever you are.
  • Sign up on the Mi Sanitas – BBVA Salud website and access the customer area to manage your policy and your health.

 

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